Business Financing Built Around Your Goals
STERLING FAST CAP
Business Financing Built Around Your Goals
Explore working capital, term loans, and lines of credit built around your business needs.
Explore Financing OptionsFINANCING OPTIONS
Capital built around your business
Explore flexible financing for the next stage of your business.
Financing options
Programs for a range of business needs.
Unsecured funding
Available to qualified businesses.
Funding time
Some programs may fund within this timeframe.
Programs, amounts, rates, terms, payment schedules, and funding times vary by product and are subject to underwriting and approval.
CONTACT OUR TEAMFIND THE RIGHT FIT
Financing Solutions
Unsecured Working Capital & Bridge Loans
Flexible capital for operating expenses and time-sensitive opportunities, including temporary funding gaps.
Term Loans
Structured financing with a set repayment schedule to support longer-term business plans.
Business Lines of Credit
Explore access to capital for recurring expenses and changing business needs.
HELOC Options
Explore available home-equity financing based on property equity, credit, and program requirements.
Real Estate & Acquisition Financing
Discuss financing for property purchases, business acquisitions, and expansion opportunities.
BUILT FOR YOUR NEXT MOVE
What Businesses Use Funding For
Flexible financing to support everyday operations and long-term business growth.
Working Capital & Cash Flow
Manage payroll, operating expenses, and seasonal cash flow needs.
Inventory & Equipment
Purchase inventory, upgrade equipment, and support daily operations.
Expansion & Acquisitions
Open new locations, grow your business, or pursue an acquisition.
Commercial Real Estate
Explore financing for property purchases, improvements, and investments.



A CLEAR PATH FORWARD
Simple 4-Step Process
Tell Us About Your Business
Complete the short form with your basic business and contact information.
Review
We review your request and identify programs that may fit your goals and qualifications.
Compare Options
Review available amounts, terms, costs, and payment structures before making a decision.
Move Forward
Choose an option and, upon final approval, complete closing and funding requirements.
Simple 4-Step Process
01 — Tell Us About Your Business
Complete the short form with your basic business and contact information.
02 — Review
We review the request and identify programs that may fit your goals and qualifications.
03 — Compare Options
Review available amounts, terms, costs, and payment structures before making a decision.
04 — Move Forward
If you select an option and receive final approval, complete the closing requirements and funding process.
Questions before you start
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Start with your business details, contact information, financing goal, and requested amount. If financial documents are needed to review possible options, an advisor will explain what to provide.
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Depending on the program, review may include business cash flow, time in business, current obligations, intended use of funds, and overall financing fit. Requirements vary by product and underwriting.
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The right path depends on your business goal, timeline, cash flow, and program requirements. An advisor can discuss available structures and help you compare terms, costs, and payment schedules.
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Timing varies by product, document review, underwriting, and closing requirements. An advisor can outline the expected timeline once a suitable option is identified.
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No. Available amounts, rates, terms, costs, payment schedules, and requirements vary by product and are subject to underwriting and approval.
Financing Solutions
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Flexible short-term capital may help cover payroll, inventory, operating expenses, or a time-sensitive opportunity. Bridge financing can help address a temporary gap while a longer-term solution is being considered. Payment frequency, term, and cost vary by program and underwriting.
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Longer-term financing for established businesses planning equipment purchases, expansion, refinancing, or other major investments. Available terms depend on qualification.
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Revolving business credit and property-secured options may be available through our financing partners. Availability, rates, and terms depend on qualification.
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Financing may support commercial property purchases, refinancing, or business acquisitions. Structure, collateral, timing, and qualification requirements vary by transaction and underwriting. Share your goal and timeline so a Sterling Fast Cap advisor can discuss potential paths.